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How do I know the debt is valid or not?
My client received a letter from National Action Financial Service and it says that she owes the total of $50,000 from 2000. She did not know about this debt and she thinks that it's a very old debt from her ex-husband who filed bankrupcy in 2004. So as a translator, I helped my client to call them and ask them about the debt. They said the debt was under her name but not her exhunsband. They offered few settlements to settle the debts (from $8500-$4500). As I doubted it was fraud, I googled this company and people had bad comments about it.
Attorney answers (2)
Reputation Level 19
Answered over 2 years ago.
International Law Attorney in Washington, DC.
You need to refer the client to a licensed attorney, you are not going to be able to resolve this one yourself.
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Reputation Level 13
Answered over 2 years ago.
Debt Collection Attorney in Orlando, FL.
Your questions are good but the "client" you are translating for needs to consult with a consumer protection attorney who is licensed in WA. A website for locating attorneys who represent consumers (and not any businesses against consumers) is www.NACA.net. Your "client" needs to consult with an attorney who represents consumers in Fair Debt Collection Practices Act cases as soon as possible.
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