A company claiming to be ACS Inc. claims that my wife took out a payday loan and never paid it back. We have no record of this. They have been calling her co-workers, giving out her social security number and threatening legal action. I spoke to one of them and told him we would gladly pay them if they supplied us with anything showing that she took out this loan. They e-mailed me a payment arrangement and nothing more. I replied that I needed something proving that we owed them anything. I got an automated response saying that my e-mail went into a spam folder. They are rude, threatening and my wife is becoming physically ill and she may soon get in trouble at work for these harassing phone calls. I have tried to get information about this company on the internet with no luck.
Debt / Lending Agreements Lawyer
These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.
You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual damages, and mental anguish, plus attorney fees.
You can call me for a free consultation to discuss this matter.