My girlfriend has a garnishment order against her . She also has a judgment saying she is exempt from garnishment because of her lack of income . We have a joint bank account which she has no money in . I have all of my federal student aid in the account . . . which from my research is federally exempt from garnishment . I can prove that all of the money in the account came from me and neither one of us make more than the legal minimum for garnishment . According to my research she would have to make more than 218 a week to be garnished , and she barely makes that in 2 weeks . What paperwork do i need to fill out to get the money back ?