Asked 9 months ago - Denver, CO
FlagI bought a motorcycle and was riding home when a truck ran a stop sign. I swerved to avoid hitting the truck and caused me to slide and hit two parked cars. the motorist in the truck continued driving and was later caught and arrested for running a stop sign, no license, and hit and run. I was taken to the hospital for my injuries. I had my motorcycle for less than 24 hours so I hadn't got insurance on it.
You should contact a personal injury attorney in your area. You might also look at your own insurance policy. Some states provide for policies to include coverage for uninsured motorists (UM Coverage). I'm in New York, so I'm not sure if you'll have that in Colorado. This coverage stands in the place of the coverage that should have been provided by the uninsured person that caused the accident. Using this type of insurance should not make your rates increase as you can only use it if you are not at fault.
Additionally, an experienced attorney can get to the bottom of the other person's coverage. Even if the other driver had no license, there might be coverage on the vehicle.
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