I was in a car accident in 2009 where I did not have insurance. In 2012 a law firm filed for Progressive a liability judgement against me and the State of Texas suspended my license. The claim is for $2600. I am offering them $1000 to settle the suit because that is all I have. They are refusing to accept anything less than $1800. Is there anyway I am able to make them take this offer? I am a single mom of 3 kids currently in Law school and on government assistance. Thanks so much!