How can I recover for 100% of my damages to my vehicle?

Unfortunately, there are no guarantees you will get what you consider the 100% value for your vehicle. There are several valuing agencies and none of them agree on an exact value of a vehicle. Some values are higher than others, as such, depending upon what your value is, you may or may not be able to recover that value.

Now the real question is how much time effort and money are you willing to put into fighting to get your 100% value. Your time is worth something and that you will not be able to get back. What you may have to do is once you establish a value is to file in small claims court in Michigan. This will obviously require you to go back to Michigan at least once for a hearing. Even if you file in small claims Court, there is no guarantee that the Judge will see things in your favor, so that in and of itself is gamble. If you have three independent estimates, an average of those estimates would be a good indicator of a fair value of your property damages, plus any receipts for other items damaged in the wreck if there are any.

Often the time, effort and hassle motivates people with property damage to go through their own insurance and sacrifice the deductible. Weighing out what you will have to do, you may want to reconsider. If not, you may want to speak with an attorney who practices law in Michigan and see what they will charge you on a matter such as this.

Good luck.

Ty Wilson
L. TY WILSON, P.C.
T: 770-948-5454
F: 866-860-1646