Home > Research Legal Advice > Debt Collection > How can I put a lien on my son's house due to unpaid debt with him in ag...
Asked almost 2 years ago - Fort Lauderdale, FL
Flagthe house is in Florida
Your son would need to sign a note and a mortgage.
The mortgage would then need to be recorded.
That would put a lien on your son's property.
To secure a mortgage on his home you would need his consent.
You should also have a lien search run to find out what other liens are already on his property.
The title company or an attorney should be able to help you with this.
To add to the prior answers (just connecting dots they already provided), if you get a judgment lien, you generally cannot foreclose on his homestead. If the house is not his homestead, the judgment lien may be meaningful, depending on whether there is equity.
If he will give you a mortgage, and there is equity, that may be the way to go.
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