I am trying to refinance my home and can not get title insurance unless the liens are removed. I'm told the avoidance of lien is the only option. Please help!
If the case has been closed, (this is different than discharged) then you must file a motion to reopen the case, if granted, then file your motion to avoid the lien.
Jonathan Leventhal, esq.
Leventhal Law Group, P.C.
NO EX-PARTE NOTICE VIA VOICE MAIL OR EMAIL: I do not accept e-mail notice for ex parte Applications via voicemail or by email. You must comply with California Law and give notice to a person in my office during regular business hours.
This email and any attachments thereto may contain private, confidential, and privileged material for the sole use of the intended recipient. Any review, copying, or distribution of this email (or any attachments thereto) by others is strictly prohibited. If you are not the intended recipient, please contact the sender immediately and permanently delete the original and any copies of this email and any attachments thereto.
Leventhal Law Group, P.C. is a Debt Relief Agency under federal law.
Note: The Leventhal Law Group, P.C. does not reprenet you until a written fee agreement has been signed by you and a representative of the Leventhal Law Group, P.C. and all fees listed in the agreement have been paid.
Social Security Lawyers
Your answer may be in the Local Rules of your Bankruptcy Court. If you are correct that your personal liability has been discharged, but your case is not closed, you may find an expedited procedure available. Unfortunately, it is not as simple as just filing a motion; the motion requires specific language. Your needs will be best served by experienced banakruptyc counsel. If you have been going without, this would be an excellent time to correct that error.
Best wishes for a favorable outcome, and please remember to designate a best answer.
This answer is offered as a public service for general information only and may not be relied upon as legal advice.
Chapter 11 Bankruptcy Attorney
That would depend on the reason why you are trying to avoid a lien. If this is a judgment type of lien which interferes with your exemption claim, that can be done in Ch 7 and you need to review the rules to see whether you can reopen your BK. However, if you are trying to avoid the second mortgage based on the ground that it is entirely under water, Ch 7 does not allow you to do so in CA. You will need to file for Ch 13 (so called Ch 20 if after Ch 7 discharge) in order to accomplish your goal.