How can I contest denial of health insurance. I was rejected because of a pre-exising condition discovered between plans (checku

Asked over 1 year ago - Pittsburgh, PA

I had applied for a new health insurance on Aug 29th 2012, as my previous insurance was going to expire on 31st Aug. I had got a blood test done on Aug 24th, that showed a medical condition (hyperthyroidism), and the doctor suggested further testing, a day before I applied for new insurance. I mentioned all these details in the new application. It was rejected, stating that because I have the condition, I cannot be given insurance.
When I applied to another company, they said if I applied within 63 days from the previous insurance expiration date, I can still be considered. Then after I applied, they asked me to get the suggested test done and re-apply.
I am not sure of what the law is regarding pre-existing conditions, and whether the rejection from the insurance company was right.

Additional information

This is not my case, but I am asking on behalf of a friend

Attorney answers (1)

  1. Martha Ann Knutson

    Contributor Level 11


    Lawyers agree


    Answered . This is one of the situations that will be addressed by the Affordable Care Act - but not until 2014. In the meantime there is a great deal of good information available at the US Government website linked below. Even those with pre-existing conditions can qualify for some plans.

    Good luck.

    This response is intended to provide general information, but not legal advice. The response may be different if... more

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