How can I claim a debt?

Asked almost 2 years ago - San Jose, CA

I borrowed money with the anticipation of paying it back. The person I borrowed it from used a credit card to give me the funds with the expectation that the funds would be returned prior to having to pay increased interest rates. Is there a way via a Court complaint that I can assume the credit card debt releiving her of this burden and debt and placing it on entirely on me? If so, then how do I go about doing this. As such, it would make life much easier for me.

Attorney answers (4)

  1. Richard Scott Lysle

    Contributor Level 17

    5

    Lawyers agree

    Answered . The credit card company lent the money to her, based upon her credit and her promise to repay. The credit card company did not loan the money to you. She is indebted to the credit card company. I expect that if she does not pay, the debt will be reported on her credit and the account will go to collections. The debt collector may sue her if she does not pay. This may result in garnishment of her wages, a levy upon her bank account, etc.

  2. Carl H Starrett II

    Contributor Level 16

    4

    Lawyers agree

    Answered . No.

    First, the firm is a debt relief agency according to the U.S. Bankruptcy Code. We help people file for bankruptcy.... more
  3. James R. Andrews II

    Pro

    Contributor Level 12

    3

    Lawyers agree

    1

    Answered . I am sorry,but to my knowledge, there is no way to assume another's credit card debt, other. You may simply choose to pay it.

    Legal disclaimer: Click on the name or picture of the lawyer answering your question to see their profile, and... more
  4. Gary D. Bollinger

    Contributor Level 19

    3

    Lawyers agree

    Answered . You wrote, " Is there a way via a Court complaint that I can assume the credit card debt releiving her of this burden[?]"

    A: No.

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