i was told by Washington mutual in 2006 that i can get a home equity loan for 425 , 000 at the time i had bad credit and struggling too , they said it would reduce my credit cards of 30 , 000 interest to a lower rate and raise my credit will that sounded good , representatives from the bank even came to my home with a notary , by the way they told my to get a apr not a fix loan but i could get one later , now that i have used this loan and raised it up the new bank chase has froze it saying that my finances have changed will no they have always been the same vie always paid on time no reason for this to be frozen , now am going to have nothing to pay with like my resources are fading in this precision , and my payments are interest only but never the same amount
Your question is confusing but it does appear that you may be able to state a cause of action if the terms of your loan were not adequately disclosed in your loan documents. How can you tell? You need to consult with an attorney who can review the facts, loan documents, loan history, and present status with you.
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You need to contact an attorney that handles mortgage cases who can review your loan agreement and the details of your transaction. Make sure you speak with an actual attorney and check them out first since there have been a few organizations out there taking advantage of consumers in connection with mortgage cases.