I own an apartment in Florida free and clear, which I plan to return to when I retire in three years, but right now it is rented out. It is worth about $50,000. I am renting a little apartment near White Plains for the time being. I am thinking of filing bankruptcy. Am I correct that if I file chapter 7 bankruptcy, I can get a homestead exemption for the Florida property because it was my permanent home for many years and I plan to return to it in the future. Thanks for reading this.