Has the HOA already filed a foreclosure lawsuit against you?
Andrew M. Bonderud, Esq.
The Bonderud Law Firm, P.A.
Andrew M. Bonderud, Esq. is an attorney with The Bonderud Law Firm, P.A. He offers free consultations 24/7. Andrew's posting here is not to be considered legal advice nor does an attorney-client relationship exist.
Most attorneys offer a free consult. You should search this site or google for an attorney who handles HOA related matters in your area. You should meet with a few attorneys and pick the right one for you. Don't wait. Talk to an attorney. If you need a referral, you can contact your county's local bar association or the Florida Bar's referral service. Also, check to see if your county has a legal aid society, they may be able to help as well. Good Luck!
The asking of and answering general questions does not establish an attorney-client relationship. Please consult with an actual attorney in your local area before deciding on a course of action.