Unfortunately for me I was riding on the sidewalk and crossing the opening for a dealership when a lady in her car. I guess she didn't see me crossing we ended up clipping each other, she of course admitted fault gave me her business card and I took a picture of her license plate. I got in touch with her today about needing a replacement wheel since the crash completely bent mine but she's saying she'll only pay half.
Should I get in touch with her insurance company if she'll give me the information? If she doesn't what happens then do I call the police to report a hit and run or what's the best way to proceed?
Since you didn't mention that you were injured, I will assume that you were not. The amount of damages doesn't sound extensive, so this doesn't sound like a matter for a lawyer which means that your best recourse would be small claims court if you cannot come to a settlement.
This is an interesting fact pattern. If you were riding on the sidewalk, I would split liability 50/50. However, it appears that at the time, you were already in the driveway and no longer on the sidewalk. Her defense at that point could only be that she did not expect vehicles to come from the sidewalk. My belief is that if you were in the driveway, it's her fault for failing to see you. However, I don't think you could go wrong settling for 50%.
I would be surprised if the police consider this a hit and run since the lady stopped and identified herself. But each of you probably have a statutory duty to file a police report.
I had a very similar situation in Las Vegas. A car hit my pedestrian client in a cross walk; she took his information (but not his insurance information) and said he could go. She didn't realize how badly she was hurt. When we called him for his insurance information he said he would call back and then went silent on us.
I had my client file a police report and then I called the police and asked if they would call the driver and advise that he had an obligation to file a police report and disclose his insurance information. A detective called the driver and advised him he should call me with his insurance information. He did and I eventually settled the claim with the insurance company after filing suit.
Depending on how fast you were riding on the sidewalk and on which direction you were going, the lady who hit you may or may not have a point about it being fair to split the cost of the wheel. Of course, if you are totally not hurt, I can't imagine her ins. co. wouldn't be happy to settle for the full cost of the wheel.
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