Send the letter to your insurance company asap. If you delay, they can use the delay to disclaim. They will tell you what to do next. Only if they disclaim for some reason should you need your own lawyer. If they cover, they will provide a lawyer for you. Again, if you delay in notifying your insurance company, they can disclaim on that basis alone, so notify them today, by phone and by certified mail. RRR.
Send the letter to your insurance company. There is no sense speculating about whether or not they will cover you. There should be a presumption that they will. If they deny coverage they will provide you with a basis for the denial in writing and then you can have an attorney help you determine if that is a valid basis.
I agree with Attorney Stein. You should follow the steps he has advised you to take.
Answering this question does not create an attorney-client relationship between us. The answer given is for informational purposes only and is not a substitute for contacting an attorney licensed to practice in your jurisdiction and obtaining legal advice from such an attorney.
Contact your insurance provider to report the claim immediately. They will likely provide you with an attorney to defend the case on your behalf. If they do not, consult with a civil defense attorney in order to protect yourself.
Miguel A. Amador is licensed to practice law in Florida and the District of Columbia only. The information provided is for general informational purposes only and is not intended to be legal advice. No attorney-client relationship is formed nor should any such relationship be implied. The information provided is of a general nature is not intended to substitute for the advice of an attorney
Let your insurance investigate & handle the matter. If no coverage consult a local attorney - many offer free consultations. Good luck
This is not intended to be legal advise or as legal representation. I am a California personal injury attorney . Be aware that every state has its own statute of limitations; and statutes & case laws that govern the handling of these matters.
All the lawyers gave excellent advise. Frankly, I'm concerned that the delay may have already jeopardized your coverage. Act today.
Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff
You are required to notify your insurance company in a timely manner. If you fail to do this, it may lead to your coverage being disclaimed. Your insurance company will then assign an adjuster and investigator to look into the claim. They will take care of this, but it is important to cooperate with them as much as possible.
If they disclaim you for whatever reason, you must speak with an attorney, to discuss their reasons and the steps that need to be taken.
Report the claim to your insurance company immediately.
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