Health Insurance after divorce --Massachusetts specifically.

Asked over 1 year ago - Revere, MA

I am remarrying, which means I can get on my new spouse's insurance with my daughter. My ex is currently on my work plan. My questions are four:

-How much notice do I have to legally give my ex?
-How does she get a rider to remain on my employer's plan per our separation agreement?
-Is there any way she can prevent my daughter from getting on my new wife's plan?
-Where can I find specific legislation on this?

Thank you so much in advance!!

Attorney answers (5)

  1. Howard M Lewis


    Contributor Level 20


    Lawyers agree


    Answered . Check your separation

    Check your separation agreement, it will most likely dictate what you have to do with regard to insurance for your ex. The issues you raise are all valid concerns and will need to be addressed. Best of Luck to you.

    Legal disclaimer: The response given is not intended to create, nor does it create an ongoing duty to respond to... more
  2. Adam Peter Phipps

    Contributor Level 10


    Lawyers agree

    Answered . There are a few issues in your question.

    First, you are bound by your seperation agreement; if it states you are to provide health insurance for you wife you are legally obligated to do so. However, typically there will be a stipulation that if you can not provide insurance for any reason or the cost is additional then she may pay it. Though, every seperation agreement is different.

    Some insurance plans will not insure former spouses, some have added requirements. You will need to review the insurance plan documents and those of your new wife's plan.

    You may be able to modify the agreement, depending on how it was entered on your divorce.

    Unfortunately, I think most of your issues will depend on the specifics of your situation as opposed to some legislation. You would be well served by contacting a family law lawyer and getting the specifics as they apply to you.


    These are generic informational answers, not to be construed as legal advice or creating an Attorney client... more
  3. Christopher W. Vaughn-Martel

    Contributor Level 17


    Lawyers agree

    Answered . Thank you for your question, and congratulations to you and your fiance.

    Your separation agreement states your obligations with respect to providing insurance for your ex-wife. Most likely, it does not permit you to drop your ex-wife from insurance simply by providing notice to her. In the event that your separation agreement does not contemplate a situation like this, you may need to revisit it. Take your separation agreement or divorce decree to an attorney for review.

    Christopher Vaughn-Martel is a Massachusetts lawyer with the firm of Vaughn-Martel Law in Boston, Massachusetts.... more
  4. Anthony Rao

    Contributor Level 14


    Lawyers agree

    Answered . I will answer each question.

    Question 1: Look to your Separation Agreement in regards to how much notice you must provide your ex. You certainly cannot unilaterally terminate her health insurance coverage. There is not "legislation" in regards to how much notice you must provide to her, this notice requirement should be spelled out in your Agreement.

    Question 2: Again, there is not legal guidance here to provide. You should contact your current insurance provider and determine how this is done. No lawyer or court can give you advice on this. This is something you must do on your own. Contact your health insurance provider and figure this out ASAP.

    Question 3: Doubtful, but not out of the realm of possibility. Look to the Separation Agreement. If your daughter's new health insurance plan is substantially worse than her current plan, then I could see your ex making efforts to stop this transfer from occurring. However, so long as you providing health insurance that is of equal coverage to your daughter, I am certain no court would stop such a transfer. Further, why would your ex care, so long as the coverage is similar.

    Question 4: There is no specific "legislation" on this. Again, read your Separation Agreement, contact your current health insurance provider, and work in good faith with your ex to make certain this transfer happens seamlessly.

    Good luck.

    Anthony Rao

  5. Alan J Pransky

    Contributor Level 13


    Lawyer agrees

    Answered . I agree with the answers of the other attorneys. Regardless of the requirements of the Separation Agreement, you should give her as much notice as possible. Notify her today.


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