I have been looking into getting a discharge of my student loans but am not sure if it is possible. I am on SSDI ( and long term disability from my previous employer) with a review in 5-7 years. Do you have to have only disability income to qualify? I am married and my husband has a great job so I am not sure if that will make it so we can't get a discharge on them. I still have a lot in loans and since my income was cut in half due to this damn disease, it would help quite a bit to get rid of the $500/month payment. The paperwork doesn't make a lot of sense...the way I read it is if I earn over the disability amount then I have to pay it but I can see how it could be interpreted as if the household earns over a certain amount. Does my husband's income count?
Social Security Lawyers
An accurate answer depends on the terms of your student loans, especially the extent of federal government involvement. For those loans there is a program of loan forgiveness in cases of disability. The cooperation of your treating physician is essential to the documentation. A great deal of information is available online. This website appears helpful: http://studentaid.ed.gov/repay-loans/forgiveness-cancellation
Best wishes for a favorable outcome, and please remember to designate a best answer.
This answer is offered as a public service for general information only and may not be relied upon as legal advice.
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