GEICO lies about your case and will settle with the other party even if you don't agree with the terms of the settlement.

Asked over 2 years ago - New York, NY

Geico will not tell you up front that they are afraid to go to court. They will tell you that they are going to protect you and act in your best interest. If some driver decides they want to try to sue you and they are at fault Geico will screw you in the end. Sure GEICO will hire a lawyer(for you) but it's really for them because they will settle your case whether you approve or not and Geico will not tell you of the dirty deed they have done with the other party until after they have done it. Its as if you never even had a lawyer. Geico only cares about Geico. They will pay out to someone else even if you are NOT at fault making it seem that you are at fault. Geico is a SCREW JOB and you should avoid Geico Auto Ins. they are not truthful and should NOT be trusted.

Attorney answers (5)

  1. Joseph Jonathan Brophy

    Contributor Level 20

    10

    Lawyers agree

    1

    Answered . Geico is big company and they are in business to make money. They are no worse than most other insurance companies. Auto insurance policies don't give the insured the right to refuse to settle. I don't understand what you are so angry about, frankly. By settling the case, Geico protected you from a possible personal liability. They would not have settled it if they did not believe you were at some risk to lose. They don't make money settling claims. Therefore they only settle claims when they think they have to, and they don't pay more than they need to.

    Any opinions stated in response to Avvo questions are based upon the facts stated in the question. Responses to... more
  2. Craig A. Post

    Contributor Level 17

    9

    Lawyers agree

    Answered . I agree with Mr. Brophy and, even if your position was correct, this is not the forum to post such opinions.

    Disclaimer- The information you obtain at our web-site or through postings on such sites as this is not, nor is it... more
  3. Eric Edward Rothstein

    Contributor Level 20

    7

    Lawyers agree

    Answered . I take it you are not happy Geico settled - I assume you got hit with a higher premium or assessment because Geico determined you were at fault.

    I am a former federal and State prosecutor and now handle criminal defense and personal injury/civil rights cases.... more
  4. Howard Robert Roitman

    Contributor Level 17

    6

    Lawyers agree

    Answered . Law suits are no fun. They may have done you a favor . In any case your contract with them no doubt allowed them to do this. don't slander them.

    The materials available at this web site are for informational purposes only and not for the purpose of providing... more
  5. Robert Don Fink

    Contributor Level 16

    4

    Lawyers agree

    Answered . Auto insurance companies do not give their insured the right to have any input on settlement. They can settle with or without your consent. I know you are upset, but they may have done you a favor. You get to avoid all the hassle of being a defendant in a lawsuit and your personal assets are likely protected by the settlement.

Related Topics

Personal injury

If you suffer a personal injury as the result of the actions or negligence of another, you may seek financial compensation for physical or emotional damages.

Personal injury settlement

Personal injury settlements are agreements made between the two parties of an injury lawsuit. They outline the compensation that an injured party receives.

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