we have recieved a summons of forecloure. My husband have filed for the modification program through our mortage co. we didn't think it would take so long. What kind on respond letter should we take to file in the courts.
I would add you want a lawyer familiar with foreclosures and not one of the so called loan modification specialists who have sprung up as they often are scams. Search here on Avvo and you will the sad and tragic experiences clients have had with these legal bottom feeders.
Leonore M Greller, Esq. is not licensed to practice in your state. Collection efforts continue throughout the modification process, except where there is a trial payment plan. Call the County Clerk's Office or Sheriff's office, whichever is listed on the summons. Speak with them about what you can do and whether there are mediation programs available, etc. Remember, it was your lender who instituted the proceedings. Then you should speak with a foreclosure attorney.