For 4 years i've tride to get a affordable loan modification with my mortgage co. and they just will not give me one

they have given me two modification , they was to high i gave them my document that requested and they have except the document for modification but i make enough to pay for the loan that they gave me , can you please tell me what my options are.

Elgin, IL -

Attorney Answers (3)

Judy A. Goldstein

Judy A. Goldstein

Divorce / Separation Lawyer - Mokena, IL
Answered

Yours is not really a legal question. The only thing you can do is keep trying and keep speaking to lenders. There are many people who can afford mortgages and loans who do not qualify because of today's lender requirements.

Joseph Younes

Joseph Younes

Litigation Lawyer - Chicago, IL
Answered

Have foreclosures proceeding been filed against you?

Diane L Drain

Diane L Drain

Bankruptcy Attorney - Phoenix, AZ
Answered

You might contact the counselors at www.makinghomeaffordable.gov. This is a non-profit organization in the business to help homeowners. They cannot do magic, but they can explain the processes. Please understand that most lenders are not required to work with the borrower.

This firm is in the business of helping people and companies file for bankruptcy protection. Therefore, the... more

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