I filed Chapter 7 Bankruptcy & listed my HOA (home owner's assocation) as a creditor in BK. My BK was discharged. Months later, my HOA filed a State Court action against me for the same debt that was discharged in BK. Is this legal? Can they take my home? Shouldn't they have pursued collection under the BK? Please help.
Bankruptcy is a legal way for people or businesses who are no longer capable of paying back their bills to clear these debts and start over.
HOA fees are money that owners must pay to the HOA, often monthly or quarterly, to pay for things like maintaining/improving common areas, like a pool or lobby.