we recently filed a chapter13 and it got dismissed due to me having to buy a mail jeep to keep my job ( i'm a mail lady), before it was ever confirmed. My question is that we are 8 months behind on our house, but our lender has worked out a repayment plan that is exactly the same amount as our mortgage every month with the exception of our first payment being double then in March it will all be caught up, but we have lost two vehicles to repossession which we decided just to let go back, so how do we file Chapter 7 to get rid of all these other crditors off our backs and to keep them from garnishing wages before the house is technically current????
