File chapter 7 bankruptcy again. Eligible 8 years after I last filed or after the discharge?

Asked about 3 years ago - Riverside, CA

I know...don't ask. Anyway, may need to file again. Please explain the 8 year requirement for filing a 7 again.

Attorney answers (4)

  1. John Gerth Merna

    Pro

    Contributor Level 15
    Best Answer
    chosen by asker

    Answered . It is eight years from the time of filing the prior case to the time of filing the present case. Not from the time of discharge. Hope that helps.

    This answer in no way creates an attorney-client relationship. The answer is not a complete answer and requires... more
  2. Marco Antonio Torres

    Pro

    Contributor Level 12

    Answered . 8 years from the previous filing. Although a chapter 13 is possible after 4 years - and may provide options unavailable in a chapter 7 (i.e. lien stripping).

  3. Stanley Phillips Berman

    Contributor Level 6

    Answered . You can file again eight full years from the date of the previous filing.

  4. Nicholas I Fuerst

    Contributor Level 13

    Answered . You can file a chapter 7 every 8 years.

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