I am the executor of my dads will and my siblings and I will split our inheritance evenly. Can't we just go to the bank with the will and the death certificate.
I'm sorry for your loss. Your best bet is to send certified copies of your Letters Testamentary and the death certificate to the custodian of your father's IRA. The custodian should then be back in touch with you to advise as to the beneficiaries thereof. If you can do this in-person, it will be even better. Good luck to you.
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The IRA may have a beneficiary in which case the Will is irrelevant. If you take the death certificate to the bank, they will at least tell you if you where a beneficiary or if there is a beneficiary. If you are not the beneficiary they will not disclose to you who is the beneficiary. If there is no beneficiary, probate may be necessary depending on the size of the IRA account.
Regardless, you want to contact an attorney if there are no beneficiaries on the account.
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Estate Planning Attorney
Agreed. Your presence at the bank with photo ID and a certificate of Letters Testamentary with the raised seal of the Surrogate's Court should open all of the doors. Your siblings need not be present, but can be if you wish.
The bank will also require a certified death certificate.
If you need a certificate of Letters Testamentary, you can obtain them for $6 each from the Surrogate's Court that probated the Will.
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