Explain the term "Removing Legal cloud from Title"

Asked 5 months ago - Harvey, IL

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My property went into forclosure in 2009. Lender dismissed the forclosure in 2012, but sent it to a collection agency. I was refused a modification because I didnt have enough income. I am still in the property.

Attorney answers (2)

  1. Licensed in IL

    Mokena Divorce / Separation Lawyer
    Contributor Level 20

    1

    Lawyer agrees

    Answered December 31, 2012 08:22. Removing a cloud from title means to remove negative notation to title. This might be removal of a lien but a dismissed foreclosure will not be a cloud to title.

  2. Licensed in IL

    Chicago Litigation Lawyer
    Contributor Level 13

    Answered December 31, 2012 15:51. A fraudulent mortgage recorded on the property can, with the proper proofs, be removed from the chain of title.

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