Mother is ADL deficient, some senility, & bedridden. I am her fulltime caretaker, live with her & handle all business, & fincancial affairs as well. Out of state sister has primary POA, I have secondary. 2007 sister took out $30,000 2nd mortgage on mom's home to pay her own bills with, with the assurance of repayment. She has now not paid on loan since May 2008, and mother has been paying on this loan, and doesnt have the funds to do so. Is there a way for me to obtain primary POA and force repayment of loanwithout having to prosecute or obtain an attorney? funds are scarce....