Drunk driver hit me at red light. His car had his deceased ex-wife home owners insurance which says not responsible she's dead.

Attorney answers (5)

1. Licensed in MI

   

   Brian A. McKennaPro

   Detroit Car / Auto Accident Lawyer

   Contributor Level 7

   

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   Answered August 07, 2012 18:58. I certainly would not take their word for it. It should be investigated by a lawyer familiar with Michigan No-Fault.
   Further, your own policy may have protection for uninsured motorists.
   Finally, your insurance provides you with your first-party no-fault benefits, not the striking vehicle, whether they are insured or not.
   I strongly encourage you to seek legal counsel ASAP as there may be other claims available such as dramshop. My office will meet with you for a free no commitment consultation.

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2. Licensed in MI

   

   Lauren Donofrio

   Warren Litigation Lawyer

   Contributor Level 9

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   Answered August 07, 2012 18:39. Clearly you are going to need an attorney. There may be other insurance available.

   The above information is not legal advice and is made for general discussion purposes, and does not create an... moreThe above information is not legal advice and is made for general discussion purposes, and does not create an attorney client relationship. less

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3. 

   Steven SweatPro

   Beverly Hills Car / Auto Accident Lawyer

   Contributor Level 19

   

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   Answered August 07, 2012 18:31. Retain an attorney to get the bottom of possible insurance coverage.

   Nothing in this communication should be construed as creating an attorney client relationship. This is for... moreNothing in this communication should be construed as creating an attorney client relationship. This is for informational purposes only. Attorney will take no action on your behalf unless and until a written retainer agreement is signed. There are strict time deadlines on filing claims and, as such, you are advised to consult with and retain an attorney immediately to file such claims timely or you will lose any right to recovery. less

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4. 

   Brad Schlossberg

   Kings Park Education Law Attorney

   Contributor Level 6

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   Answered August 07, 2012 19:14. I agree with the comments so far. You need to see an attorney to review your own policy, any other applicable.policies (including the one under.which coverage was denied) and the state no- fault laws to determine the appropriate course of action.

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5. 

   Lars A. Lundeen

   Rutland Personal Injury Lawyer

   Contributor Level 20

   Answered August 08, 2012 12:29. Homeowners insurance never covers car accident damages. If there is no insurance, you may need to file an uninsured motorist claim with your own carrier.You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing.
   
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   If this information has been helpful, please indicate below.
   
   Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.

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