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Does the state of PA have a statute of limitations for collecting old debts

Asked about 3 years ago - Lancaster, PA

i ave had a call from a debt collector who said they represent a law firm who is about to sue me for a 9000 mbns debt i owed since 1999 i became disabled in 2004 and made my last payment in dec 2004 they sent me word that the account was charged off i thought it was over but i guess not they said they are collecting for hillco receivables they would not make a pyayment arrangement with me and said they will prceed to sue me even threatened to garnish my husbands wages and to put a lien on our home when the debt is in my aname only what can i do does the statute of limitations apply since last payment was dec 2004

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Attorney answers (1)

Robert Steven Bernstein

Reputation Level 8

Answered about 3 years ago. Debt Collection Attorney in Pittsburgh, PA.

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Most likely the Statute of Limitations is four years, although things you've done during the time can extend that period. Things like a partial payment, an admission ofthe debt can toll the statute. An attempt to collect a debt barred by the Satute of Limitations could be a violation of debt collection practices law.

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