Does an employer for new York state have to carry disability insurance on its employee's?

Asked over 1 year ago - Mayfield, NY

employee was hurt at home and can not work. Employers said that they do not carry disability insurance

Attorney answers (4)

  1. Vincent Peter White

    Contributor Level 18

    2

    Lawyers agree

    Answered . Yes

    This answer does not constitute legal advice and you should contact an attorney to confirm or research further any... more
  2. James K. Lyder

    Contributor Level 11

    2

    Lawyers agree

    Answered . Yes, employers in NY who employ 1 or more employees for 30 calendar days out of the year must have short-term disability coverage. Failure to have such coverage is a misdemeanor. In addition, if the employer does not have coverage, they are personally liable for the claim as well as penalties. You see an employment lawyer asap.

  3. James Andrew Mcglynn

    Contributor Level 8

    1

    Lawyer agrees

    Answered . New York State requires employers carry, or pay in to a disability benefits insurance policy which provides temporary cash benefits (for lost earnings) to eligible wage earners disabled by an "off the job" illness or injury. This is different that workers compensation insurance.
    There are a series of questions that you would have to answer to determine your benefits. You should consult with a local attorney.

    All comments and/or opinions are for general information, and do not create an attorney-client relationship. In... more
  4. John P Corrigan

    Contributor Level 19

    1

    Lawyer agrees

    Answered . Yes, is required as my colleagues have stated.

    My answer is not intended to be giving legal advice and this topic can be a complex area where the advice of a... more

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