Does a kid need insurance to start a self run business if she is the only worker?

Fontana, CA Viewed 38 times. Posted 6 months ago in Business

I would like to start a window washing business. I am not sure if I need insurance though. I am 15 years old and I would like to run the business by myself and also wash the windows myself too. I was also wondering if I could get a government grant to help me start up the business. I don't have a car and I need to something to get around in. Would the government help me with that? Maybe an electric bike or scooter. Thanks! - Is this your question? Add additional information

Answers (1)

Melissa Cari Marsh

This attorney is licensed in California. Posted 6 months ago.

Unfortunately, you may have to wait until you are 16, the age at which youth's in California are permitted to work. In addition to insurance, you will also need a business license. As to government grants, I do not know if there are any available, but the SBA can be helpful in that area.

I would strongly suggest you contact the Small Business Administration (SBA) for more information and to see if a mentor is available. Web links are provided below and they have offices all over.

SBA: http://www.sba.gov/smallbusinessplanner/index.html
SBA Mentor Programs: http://www.sba.gov/smallbusinessplanner/start/findamentor/index.html