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Does a credited have to have s judgement against you before they can freeze your bank account

Enola, PA |

I have payday loan and credit card debt

Attorney Answers 2


  1. Yes.
    A judgment is required for a garnishment against your bank account.


  2. If the credit card is drawn from the same bank that you have an checking or saving, then sometimes they can offset to amounts you have on deposit. Otherwise the question would be yes, garnishment is after judgment.