Does a credited have to have s judgement against you before they can freeze your bank account

I have payday loan and credit card debt

Enola, PA -

Attorney Answers (2)

Lawrence S. Rubin

Lawrence S. Rubin

Bankruptcy Attorney - Media, PA
Answered

No creditor (save the IRS) can seize any assets without a judgment. If you are served with a lawsuit, always get legal counsel. Never wait for the supposed trial date to do this. Never file an Answer or response yourself.

Peter Walter Weston

Peter Walter Weston

Bankruptcy Attorney - Bellaire, TX
Answered

Yes, with the type of creditors you mention.

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