This is not a Craig's list or help wanted forum. It may be days or weeks until a FL attorney sees your post.
Recommend you contact an attorney in your area directly. Call the FL state bar assocation, your county bar association, or you can use the avvo.com find a lawyer option to locate one in your area and contact them directly. Best of luck you and your situation.
READ THIS BEFORE CALLING OR EMAILING ME: I am licensed to practice before the state and federal courts in Virginia. We have not established an attorney-client relationship unless we have a signed representation agreement and you have paid me. I am providing educational instruction only--not legal advice. You should speak with an attorney to whom you have provided all the facts, before you take steps that may impact your legal rights. I am not obligated to answer subsequent emails or phone calls unless you have hired me. I wish you the best of luck with your situation.
I wish I had a local attorney to refer you to. TILA, RESPA, and HOEPA violations are important, but rarely give you the ammunition you need to actually stop the foreclosure process. You have a much stronger case for these violations if you have the ability to pay off the mortgage balance if it is adjusted based on your proof of the TILA, RESPA and HOEPA violations.
If your mortgage fraud case is based on standing defects and the bank's inability to properly document its right to foreclose, you may be able to leverage your successful foreclosure defense into a fruitful negotiation with the bank to rehabilitate your loan, that you would never get to without a sound defense.
Selecting counsel is often as important as selecting your physician, accountant, or personal advisers. This area of law, foreclosure defense, is an exceptionally specialized area of property law. Much of what we litigate is never taught in law schools, sadly, and must be learned by thoughtful and passionate persons, usually, AFTER being licensed.
Selecting the right attorney for this work is not usually a function of selecting an attorney in your area; however, that can be helpful. Using the internet, scanning, faxing, and the like, most attorneys whom are in this area have no problem working a case regardless of their location.
Clearly, you need to have a detailed consult from someone who is interested in your case, and someone who really knows these causes of action you raise. Tell us more about the facts, and please start looking and interviewing attorneys.
Best of all things to you and your family
NOT LEGAL ADVICE--FOR EDUCATIONAL PURPOSES ONLY. We don't know the facts and this is not legal advice. Seek the advice of licensed property law attorneys immediately so they can secure your rights. Hiring an attorney is a serious and important decision. Please ensure that you take the time necessary to evaluate and interview more than one attorney to determine whom to hire.