Do you do debt consolidation?

Asked over 1 year ago - Auburn, CA

I have $97000+ in credit card debt, I have contacted another fire, would like to know if I am doing the right thing?

Attorney answers (3)

  1. Antoinette Cara Liewen

    Contributor Level 15

    Answered . Have you considered bankruptcy ?

    DISCLAIMER: This answer is provided solely for informational purposes only. This answer does not constitute legal... more
  2. James Liu

    Contributor Level 14

    Answered . Have you considered debt settlement? Debt consolidation lumps your debt and negotiates on the interest. Debt settlement will get you out for much less with a reduction in principal. My firm and others on Avvo offer free consultations in person and by phone.

  3. Judson Eric Crump

    Contributor Level 8

    Answered . Many bankruptcy attorneys do help you with debt consolidation. One of the marks of a good BK lawyer is that they talk about options besides bankruptcy. Most people end up filing Chapter 13 because the process is certain and you end up saving money, but you should definitely contact a local bankruptcy lawyer to discuss your options.

    This answer does not create an attorney-client relationship or imply that I am licensed to practice in your... more

Related Topics

Debt negotiation

If you are unable to pay your debts, you may have an option of debt negotiation. Negotiating is less harmful to your credit rating than bankruptcy.

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