I am filing for Bankruptcy. I understand that student loan debt is not dischargeable in a bankruptcy, but do I still list it as a nonpriority unsecured debt in Schedule F, or do I not list student loans at all in the bankruptcy since it cannot be discharged?
Chapter 11 Bankruptcy Attorney
Schedule it on Schedule F.
You are supposed to list all assets and liabilities regardless of their classification or dischargeability.
The lender is entitled to notice of your bankruptcy and to protect its rights.
Chapter 7 Bankruptcy Attorney
You should list the student loan debt on Schedule F.
Make sure you list an accurate address for the creditor. Many student loan creditors give unrequested, additional deferments when they are properly noticed of a bankruptcy filing.
This response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response is based on the limited facts provided. Given additional or different facts, the response would change. Attorney is licensed to practice law in the State of California. Responses are based solely on California law unless stated otherwise.
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Jonathan Leventhal, Esq.
Leventhal Law Group, P.C.
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Student loans are listed in Schedule F of the bankruptcy petition.
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