Do I Need To File For PLIGA After Being Struck As A Pedestrian?

Asked 8 months ago - Northfield, NJ

My girlfriend was struck by a vehicle in a parking lot. She is uninsured and has no driver's license or vehicle, and she does not live with any relatives. The police department, doctors, and her medical insurance company say to go through the driver's insurance company to pay for the medical bills . She is disabled and on SSD. Her medical insurance company is aware of the situation and said they will direct all bills accrued to the driver's insurance. At the neurologist's office today they verified with her insurance company that they are submitting it through the driver's car insurance since he was issued citations. The driver's insurance company says that it all needs to go through PLIGA, is this true or is his insurance company trying to give us the run around?

Attorney answers (5)

  1. Christian K. Lassen II

    Pro

    Contributor Level 20

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    Answered . Whenever you sustain injuries and don't retain a personal injury lawyer, you are going to have problems. Without a lawyer, she'll either #1. Get no money or #2. Get a tiny nuisance settlement. Get a personal injury lawyer to obtain the maximum possible compensation.

  2. Michael David Lindner Jr

    Pro

    Contributor Level 14

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    Answered . PLIGA benefits have numerous eligibility requirements, but also include a short deadline to notify PLIGA of a potential claim. Typically, in most car accident/pedestrian accidents, you have 2 years to file a claim against the other driver’s car insurance, but with PLIGA the initial notice of claim must be filed with 180 days of the accident, so you need to get to an attorney, discuss the case with that attorney, and have that attorney send in the required notice, assuming one is necessary. There is a very high likelihood that PLIGA will have to pay these bills

    Each case is fact sensitive, so all answers should be viewed as general advice only, and should never replace a... more
  3. William C Popjoy III

    Contributor Level 7

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    Answered . Your girlfriend should immediately consult with a local personal injury attorney. Your question presents multiple, conflicting issues that should only be addressed by an attorney.

  4. Stephen Ross Cohen

    Contributor Level 20

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    Answered . I agree with Christian you are not getting any answers you like, it can not get much worse.

    My name is Stephen R. Cohen and have practiced since 1974. I practice in Los Angeles and Orange County, CA.... more
  5. John Robert Gorman

    Contributor Level 11

    Answered . Your girlfriend's medical bills are payable by NJ PLIGA (Property Liability Insurance Guaranty Association)---not the other driver's insurance company. She must file a Notice of Claim with NJ PLIGA. Go to its website and download the Notice of Claim, Affidavit of No Insurance, and PIP application forms. The Affidavit must be notarized. Once she completes and files these with NJ PLIGA, it will send her a letter with the claim number, the adjuster's name, and phone #. Give all of that info to all of the accident-related medical providers.
    Good luck.

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