Do I need an attorney or just my insurance agent?

Asked over 1 year ago - Gadsden, AL

My neighbor who is also an in-law and I share a property line. On this line is a tree that is leaning severely and will soon fall. The owner is well aware of this and has no insurance. I have insurance. What are my rights if and when this tree falls and clips my house? I have not spoken to my insurance agent about this yet..

Attorney answers (2)

  1. Jeffrey Bruce Gold


    Contributor Level 19


    Lawyer agrees

    Answered . You don't need either yet. If the tree is on the line, you should photograph it, and have it removed. Your neighbor should pay half and if necessary you can sue him over it. If the tree falls on your house, file an insurance claim

    If you'd like to discuss, please feel free to call. Jeff Gold Gold, Benes, LLP 1854 Bellmore Ave Bellmore,... more
  2. Michael T Millar


    Contributor Level 19

    Answered . If you believe that the tree may fall and damage your house, you should act now to remove it.

    You are free to trim or remove any part of the tree that extends over your property line.

    It may be advisable to approach your neighbor and offer to split the cost of removing the tree.

    If this answer was helpful, please mark it as helpful or as a best answer. This answer is for general education... more

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