Do I need an attorney?

I was accused of a hit and run accident attached with pointing a gun at the victim as I sped away. The victim hasn't produced any witnesses, it's just his words to the police. The police report shows that I own the vehicle. It's not in my name, but in my father and mother's name only . I am named after my father but I have always put "III" in my name. Plus the incident was supposed to have happened some 30+ miles from where I live. My wife and I was headed to work when said incident occurred. I don't understand why my mother's name didn't appear when the license tag was ran, because she is on the title and registration as well. I've never committed a felony in my life. I talked to the insurance company who's representing the victim and presented the previous facts.