i rear-ended a car in a parking lot over three months ago, after the other driver got out of the car all he had to say was no policia. He did not have a license, so i agreed, it was late and i wanted to go home. the next day i got a call from some lady telling me it is her car i hit and i needed to pay for the damages. i told her to get estimates and i would see what i could do. well long story short, my live in girlfriend lost her job and i'm stuck shouldering all of the bills and i can't afford to pay what they want to fix the car, now they are threatening to take me to court, what should i do?