Do I have to send an insurance claims check to the lien holder if their name is on it

Asked over 1 year ago - Johnson City, TN

Collision claims check was sent to me with my name and the lien holders name on it .can I cash it legally?

Attorney answers (3)

  1. David J. McCormick

    Contributor Level 20


    Lawyers agree

    Answered . You cannot cash the check without getting it endorsed by the lien holder. Doing so would be fraud.

    Good luck.

    DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being... more
  2. Rebecca Lynne Melone

    Contributor Level 12


    Lawyer agrees

    Answered . The bank would probably not permit it without endorsement of the lien holder.

  3. Benjamin P. Cloward

    Contributor Level 10

    Answered . The bank won't cash. You can write the lien holder a check for their portion and give it to them in exchange for their endorsement on the check. Or you could ask the lien holder for a check for your portion in exchange for your endorsement on the check.

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