Told him i m willing to pay but not right away he said no i want my money now & they keep harrsing me at work
Personal Injury Lawyer
It's a scam. No legitimate collection agency will ask you to send them a copy of your ID or ask you to wire them money. You should ignore the calls, file a complaint at www.FTC.gov, and ask your phone company to block the number. Do not give any of your personal information to the collector.
I suspect you took a payday loan in the past few years. Most of the scams I've seen deal with people that have taken out payday loans in the past. If you have any other questions or concerns, please let me know.
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If this is a third party collector (not the original owner of the debt) and you have told them to stop calling you at work and they persist, they are in violation of the fair debt collection practices act (FDCPA). Don't send them a copy of your ID. Ask for verification of the debt both verbally and in writing via certified mail. Also, you could send them a cease & desist letter in writing via certified mail. If they continue to call you they will also be in violation of the FDCPA. Each violation may entitle you to compensation if you sue. If this is your only debt that is in collection, hiring an attorney to handle this matter would be wise.
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agreed likely a scam dont send a moneygram or your id unless they provide written proof of the debt. Ask who the company is they are collecting for and an address and then file a complaint with the FTC and state attorney general. Tell them that your employer does not allow phone calls at work and they must stop calling you. Demand proof of the debt by mail and over the phone if they contact you. Certified mail is best!
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