I lived in New York for about thirteen years and moved back to Pakistan after 9/11 due to my immigration status. I was paying my bills on time when I was in New York and stopped paying them as soon as I moved out of the country. Me and my family came back to US on immigration visa in Feb 2013. Recently I ran my credit report and found a judgement of $9000. I need an advice of what can be done as I just moved in and trying to get settled down. Thanks.