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Credit debt, transferring to another name.I have a credit card that I added my ex onto when we lived together. We separated and she continued to use the card increasing the balance owed from $3000 to $26000. All the charges are on the card in her name. Is there anyway that I can get the debt transferred to her name and remove it from my own?
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She has been paying the monthly bills fairly consistently. I do not make any payments. Will it make a difference if I can have her sign a contract accepting the debt as her own? Attorney answers (1)
Reputation Level 10
Answered over 3 years ago.
Bankruptcy Attorney in Sacramento, CA.
Were you two married? If so, you can obtain an order in the family court confirming the debt as hers. You can then take the court's judgment to the credit card company and get your name removed from the account.
If you two were not married, then you're kind of stuck. The credit card company will not voluntarily remove your name or liability from the account. Your only option at that point is to sue your ex in civil court for indemnity. 2 people marked this answer as good
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