Could I be denied health insurance in the future if I deny Cobra?

Asked over 3 years ago - Davenport, FL

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I recently quit my job and need to know if I should pay for Cobra until I find gainful employment. I am afraid if I have a lapse in health insurance that my new company could deny health insurance. Is this true?

Attorney answers (1)

  1. Licensed in FL

    Jupiter Estate Planning Attorney
    Contributor Level 14

    Answered November 26, 2009 07:13. Under the Health Insurance Portability and Accountability Act (HIPAA), if you have a lapse of greater than 60 days, you are not guaranteed health insurance or be exempt from preexisting condition clauses. Keep in mind however if you obtain full-time employment with a company that offers health insurance to their employees you are entitled to the insurance under most circumstances.

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