You cannot do it in a Chapter 7 for your business. There may be other structures which you can use to do this. For example, a Chapter 11 or combining your business with your individual assets and doing a Chapter 7 or 13 that way. This is a very fact specific issue.
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No. A corporate Chapter 7 does not result in a discharge, just liquidation of assets. Note also that most if not all corporate credit cards are either really issued to the individuals or have individual personal guarantees, so you are likely personally liable anyway.
Corporations do not receive a discharge in Chapter, just a liquidation of assets. One option to consider might be a personal Chapter 7 to get rid of any personal liability you have for the corporate debts and forming a new corporation. This can be particularly attractive to owners of a service business where the value of the business is really the skill and reputation of the owners as opposed to the assets.
I cannot say if this would be a good option for you or not, so you should contact an attorney who has experience in business bankruptcy cases. Whether or not you can filing for personal bankruptcy and keep the business running is something that can only be addressed after gaining full knowledge of the facts surrounding your situation.
First, the firm is a debt relief agency according to the U.S. Bankruptcy Code. We help people file for bankruptcy. We also do other stuff and we do it well, but Congress wants me to post this notice. Second, nothing on this site is legal advice. You are not my client unless you enter into a written agreement signed by you and me.
Mr. Avanesian is correct, and has helped you. You must choose: liquidation in Chapter 7 (the corp existence ends) or reorganization in Chapter 11 (the corp existence continues). Focus on the BUSINESS. If it's worth saving, consider Chapter 11.
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I agree with Mr. Cohen's advice. The idea of filing personal bankruptcy and then forming a new corporation to carry on the same business brings with it concerns of successor liability, i.e., the old creditors seeking to establish liability against the new corporation.