Contract

Only bank underwriters can get you a loan. You may want to get copies of your credit scores from the credit bureaus to see how you are rated. It is possible there is incorrect information there (such as identity theft which is preventing you from getting a loan). Try using a lawyer not a broker. Brokers can find you a building and make an application on your behalf. They do not have the skills required for securing a loan. You can access http://www.dos.state.ny.us/lcns/realestate/index.html to file a complaint against a NYS licensed broker.
You might find my legal guide on selecting and hiring a lawyer helpful.
You might find my legal guide on Is it Legal? Is it Illegal? helpful.
You might find my legal guide on the understanding the different court systems helpful.
You might find my legal guide on legal terms used in litigation helpful.
(Even if you are not filing a lawsuit this information can be useful).

You might find my legal guide on commercial litigation helpful.

You might find my legal guide on the courts in New York City helpful.
You might find my legal guide on the Prizes and Pitfalls of the Real Estate Business
In NYC helpful.


LEGAL DISCLAIMER
Mr. Sarno is licensed to practice law in NJ and NY. He is a Member of the Law Firm of Sarno & DeFelice which provides legal services to NYC business people and individuals . The firm focuses on the legal needs of the real estate professional. His response here is not legal advice and does not create an attorney/ client relationship. The response is in the form of legal education and is intended to provide general information about the matter in question. Many times the questioner may leave out details which would make the reply unsuitable. Mr. Sarno strongly advises the questioner to confer with a local attorney about this issue.