Contest or mitigate "No proof of insurance" ticket?

In most traffic cases, check contest not mitigate on back of ticket and mail it in within 10 days. That gives you option to dispute violation at hearing. You may want that option if police officer or other key witness fails to show or there is some other technical problem with the case against you. You are right that many muni courts will drop or reduce ticket if you can prove you really had insurance and just forgot card that day..