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Collections Wage GarnishmentHow do I handle a wage garnishment ? I have been sent a letter with court papers stating they are going to garnish my wages. I dont understand most of the legal terms. I was not aware I had anything in collections. This debt is apperently over 8 years old. Is there any way to reduce the amount they say I owe and pay it off without the garnishment ? Attorney answers (1)
Reputation Level 20
Answered over 3 years ago.
Criminal Defense Attorney in San Francisco, CA.
In order to garnish, the collection agency first must have a valid judgment against you on the debt. Some unscrupulous agencies get judgments fraudulently and then collect on them. If they got a judgment 8 years after the debt, and you had no notice of it, then what they are doing is probably illegal. However they could have obtained a judgment before the statute of limitations ran which in most states would mean they have 10 years after the judgment to collect on it. Consult a lawyer to find out what happened.
1 person marked this answer as good
Lesley Abigail Hoenig, licensed in Michigan and 2 other states
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