I closed my bank account and they sent me a cashiers check. how long is the check good for or valid? It does not have any expiration date printed on the check. Also can I give the check to a relative of mine and tell him to cash it.? (The check is on my name)
Criminal Defense Attorney
I think checks become stale after 6 months. Call the bank and ask to be sure. Also ask if they allow you to endorse it over to someone else.
I am a former federal and State prosecutor and now handle criminal defense and personal injury/civil rights cases. Feel free to check out my web site and contact me at (212) 577-9797 or via email at Eric@RothsteinLawNY.com. I was named to the Super Lawyers list as one of the top attorneys in New York for 2012. No more than 5 percent of the lawyers in the state are selected by Super Lawyers. The above answer is for informational purposes only and not meant as legal advice.
I agree with counsel. Checks are usually good for 6 months. To be sure all the bank
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Lawsuit / Dispute Attorney
I think my colleagues are correct that most checks become stale after 6 months, but the rules that apply to standard checks do not apply to cashier's checks. Cashier's checks do not become stale, but after a period of years, the funds in the bank being held to pay the check, escheats to the state. Each bank handles this differently, and if you plan on holding a cashiers check for an extended period of time, you should notify the bank manager of your former branch. You should also make copies of that cashiers check and keep them in safe places in case the original is lost. If the check starts to become worn, consider having the bank issue a new one.
If you'd like to discuss, please feel free to call. Jeff Gold Gold, Benes, LLP 1854 Bellmore Ave Bellmore, NY 11710 Telephone -516.512.6333 Email - Jgold@goldbenes.com
You can bring it to the bank and get cash for it, if you are worried about it becoming stale.