I financed a used car in California (SF) two days ago and was contacted by the dealer today letting me know the loan was voided and that they had a new one that had a higher monthly rate. I don't want to sign the new loan and already have the car as I traded in my old car to get this one. My question is can I request the transaction to be canceled and walk away with my old car? I also have a question in regards to the loan process the loan is actually under my mothers name that went with me to get this car but she doesn't have a valid California I.D of any sort and gave them a passport that was expired by at least 2 years or even more that was used for the loan. Is this a legal tactic? and would it help to void the loan and be used to fight any attempt of forcing me to keep it.